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Where will the money come from?

While the amount you need to save for college can be daunting it is important to remember that you don't have to save it all ahead of time. Typically, families cover the cost of a college education as follows: 1/3 savings, 1/3 current income, and 1/3 borrowing. Therefore if you are able to save more you, you can borrow less, and you will need to take less from current income.

Scholarships can also play an important role and should be actively researched and pursued as a part of the college application process.